No part of the Adulting Money books or website can be transmitted or reproduced in any form including print, electronic, photocopying, scanning, mechanical or recording without prior written permission from the author.

All information, ideas and guidelines presented here are for educational and informational purposes only. The information presented in the Adulting Money books and website cannot be used as professional financial advice. It does not take your individual state of affairs into consideration so you should look for expert financial advice when needed.

While all possible attempts have been made by the author to verify information provided in the Adulting Money books and website, neither the author nor the publisher will bear responsibility for errors or omissions contained herein.

The author/publisher cannot be held responsible for any personal or commercial damage resulting as a consequence of acting on any advice or information presented in the Adulting Money books and/or website.

Please remember that all information contained in the Adulting Money books and/or website may be subjected to local laws and regulations. Observance of all applicable laws and regulations is the sole responsibility of the reader.